To revolutionize the financing landscape for digital businesses and SMEs across Southeast Asia. Every year, millions of creditworthy small businesses are denied access to bank financing — not because they’re bad credit risks, but because traditional underwriting models weren’t built for them. Paxingo exists to change that. We partner with regional banks to give every qualified SME borrower a second chance at the capital they need to grow.
About Paxingo
Expanding Access to Credit Across Southeast Asia
Paxingo is a product by Jenfi, built to help regional banks serve more SME borrowers through intelligent second-look underwriting.
Our Mission
Powered by Jenfi
Paxingo is built by Jenfi, a leading revenue-based financing company in Southeast Asia. Founded in 2019, Jenfi has been providing growth capital to digital businesses across the region, building deep expertise in alternative credit assessment and SME lending. Jenfi is backed by Monk’s Hill Ventures (Series A, 2021) and Headline Asia (pre-Series B, 2023). Paxingo extends this expertise to the traditional banking sector, helping regional banks leverage AI-driven underwriting to serve more SME borrowers.
- Founded in 2019 — established fintech lender across Southeast Asia
- Operating across Singapore, Vietnam, and Indonesia
- Backed by Monk’s Hill Ventures and Headline Asia
- Purpose-built for regional bank partnerships
Our Values
Empowerment
We create an environment that maximizes the success of founders and business owners — providing fast, flexible capital without the hassle.
Ownership
We believe in non-dilutive financing that preserves business control. Founders should grow on their terms, not give up equity for growth capital.
Flexibility
Performance-aligned repayments ensure operational peace of mind. Repay more when business is strong, less during slower periods.
Partnership
We succeed when our partners succeed. Every product decision starts with understanding what banks and borrowers need.
Leadership
JL
Jeffrey Liu
Co-Founder & CEO, Jenfi
Operations and finance veteran. Previously co-founded GuavaPass, with experience at BeachMint and Lehman Brothers. Focused on empowering digitally-enabled Asian businesses.
JL
Justin Louie
Co-Founder & CTO, Jenfi
Product and engineering leader. Built home automation solutions before co-founding Jenfi, driving the efficient financing lifecycle and software platform.